Life insurance is a critical investment that provides financial protection for your family in the event of your unexpected death. Life is unpredictable, and no one knows what the future holds. Having life insurance gives you peace of mind knowing that your family will be taken care of, even if you're no longer around. Your life insurance policy can help your loved ones cover essential expenses such as mortgage payments, living expenses, and funeral costs. Without life insurance, your family could be left struggling with a significant financial burden at a time of emotional turmoil.